Sail with peace of mind.
To help you sail with even greater peace of mind, Loc Voile Armor has selected a range of insurance products specialized in boating and yachting.
Based in Saint-Malo, Ouest Assurances offers cancellation, assistance and repatriation insurance, as well as a deductible buy-back service, all simply by subscribing and paying online. Don't hesitate: sail with complete peace of mind.
Anticipate the unexpected.
Ouest Assurances offers a tailor-made insurance package to help you set sail with peace of mind. Subject to the grounds covered, Cancellation, Assistance and Repatriation insurance provides :
- insure up to 12 passengers on the same contract,
- postpone or cancel partially (refund from the canceling insured) or totally (the entire crew can cancel for the guaranteed reason of a single passenger),
- to be reimbursed for all deposits and payments made to Loc Voile Armor (subject to the contractual deductible),
- to provide any assistance justified by a medical problem occurring to the named insured during the cruise.
RATES:
6% of the rental price.
IMPORTANT: This insurance must be taken out within 14 days of booking. Download the general conditions of this insurance. Other types of cancellation insurance are available on the Ouest Assurances website.
Reduce your risk in the event of a claim.
For all rentals, Loc Voile Armor will ask you for a deposit covering the amount of the excess. To get rid of this amount, you can subscribe to the Ouest Assurances excess buy-back offer.
This coverage is activated within the framework of reasonable navigation and covers material damage suffered by the Hirer following clearly identified accidents resulting from external collisions with a fixed or moving object affecting the vessel, and having been recorded in the logbook.
RATES GUARANTEE 4000€ - Europe zone.
4,25 % of rental amount
- +25 € for policy and legal assistance
- with a minimum of €70
With this coverage, in the event of activation, you will be responsible for a €350 deductible, and €800 in the event of broken propellers and bases on motorboats. Download the general conditions.
Frequently asked questions
This is entirely possible. Please note, however, that credit card insurance covers the cardholder and his or her immediate family (parents, children, spouse). With your card, friends, cousins, in-laws, etc., are never insured. In all cases, it's essential to check with your bank that you are covered.
Cancellation, assistance and repatriation insurance covers policyholders (up to 12 on the crew list) and their family members for the following events:
Medical and family events such as death, accident or illness, including pregnancy-related illness.
Professional events such as
redundancy, cancellation or change of vacation entitlement, professional transfer.Material events such as serious damage caused by fire, water damage, climatic, meteorological or natural events, or burglary at your primary or secondary residence.
In all cases, Ouest Assurances will request supporting documents.
In the case of assistance: organization and payment of measures or expenses incurred during the trip as a result of a covered event.
In the event of interruption of your trip: you will be covered for premature termination of your trip as a result of a covered event.
No, it's just a misnomer used by insurers. In the event of a claim covered by damage waiver insurance, a small amount will remain payable by you: €350 or €800 in the case of broken propellers and bases on motorboats. If you choose to use your own insurance, don't forget to check this information.
For most of Loc Voile Armor's yachts, yes, because the maximum deductibles rarely exceed €4,000. Some boats, like the 2025 Oceanis 40.1, have a deductible of €5,000. In this case, you'll need to take out the appropriate offer, i.e.: "5,000€ Guarantee - World Zone". You'll then be covered up to the amount of your deposit.
No, because Loc Voile Armor does not have an ORIAS number and is therefore not authorized to resell an insurance product. To take out cancellation or excess purchase insurance, you will deal directly with Ouest Assurances.